Copilot for Medical Necessity Criteria

Stop guessing. Start knowing.

Prior Authorization Shouldn't Be a Game of Guesswork

Prior authorization shouldn't require hunting through PDFs, payer portals, or guessing what the payer considers "medically necessary". CoveredOrNot shows you the actual payer criteria — so you can submit with confidence and respond with precision.

How It Works

1

See Criteria

View specific prior authorization criteria for your selected payer and service

2

Upload & Analyze

Upload patient record and receive detailed gap analysis against requirements

3

Download Letter

Generate and download your medical necessity letter ready for submission

Try It Out

Who We Serve

Clinical and Administrative Staff

Understand the payer's requirements before submitting. When denied, get a clear explanation of the gaps and fixes.

Prior Authorization (RCM) Outsourcing Vendors

Increase your team's productivity with tailored automation. Verify prior authorization submissions against payer's criteria to avoid denials.

Payers and Benefits Managers

Organize your criteria and knowledge in an AI-ready format to support adjudication automation and analytics. CoveredOrNot is a CMS-0057-F (Prior Authorization API) solution.

Our Solutions

1. New Request

Check payer criteria against the patient record and generate a medical necessity letter when ready.

See the payer's prior authorization criteria for the requested drug/procedure/equipment, compare them to the patient's record and see gaps. When ready, get a medical necessity letter to send.

2. Appeal

Upload a denial letter to get an explanation and a ready-to-send appeal mapped to the denial reason.

Upload the denial letter and get an explanation of the denial reasons, and instructions on addressing them. Finally, get an appeal letter to send.

3. Analytics

Get insights into which criteria are driving denials and how to optimize your submissions.

Get criterion-level visibility into your prior authorization process – Which criterion makes the biggest difference? Which criteria are redundant? To optimize your prior authorization process and requirements.

4. Performance-based Appeal Services

We handle your denied prior authorizations and only charge if the appeal succeeds.

Denials sitting unhandled in your account receivables? CoveredOrNot will take your denied prior authorization requests, fight them on your behalf and charge a contingency fee only when successful. Get your patients the care they need and increase your revenue stream with no risk to you.

Compliance

CoveredOrNot uses HIPAA compliant infrastructure and strictly US-based staff. On-premises deployment is available – contact us.

Pricing

Payer Criteria Knowledgebase

FREE

Browse and inspect thousands of criteria from commercial and Medicare payers.

New Request Analysis

$1/case

Compare a patient against a payer's drug/procedure/equipment criteria.

Appeal Preparation

$2/case

Analyze denial reasons and compare a patient against them.

End-to-End Denial Handling

$100/successful appeal

Pay only when the denial is overturned. If you do not see revenue, you are not paying for trying.

Get Started Today

Existing Users

Already have an account? Jump right in.

Login

New Users

Ready to transform your prior authorization process?

Sign Up

End-to-End Denial Handling

Let us handle your denials with no upfront cost.

Sign Up for Service Agreement

View Pricing

Need more details about our pricing structure?

View Pricing Details

Who We Are

CoveredOrNot is a US-based company on a mission to help patients, providers, and payers understand and streamline prior authorization. We believe in transparency, efficiency, and empowering healthcare professionals with the right information at the right time.